Archive for September, 2007

Oil hits $80 per barrel, and please buy Reliance Industries

3 comments Written on September 12th, 2007 by
Categories: Commentary, Stocks
Whoa. Oil prices are going to haunt us again. At $80 a barrel today this is one of the highest prices the world has seen. It's going to hit two things: Oil companies like HPCL, BPCL etc. which must provide oil subsidies to you and me, and Airline companies, which don't get subsidised fuel - Aviation fuel in fact is the most highly taxed of them all.

Meaning: these companies are a sell. Deccan aviation, Jet airways, HPCL, BPCL and IOC.

But buy Reliance Industries.

Why? Aren't they also a sorta oil company? The short answer is yes, they are. Their refining margins seem to keep going up as crude prices increase! But they process heavy crude, a variety that is cheaper than the brent crude whose prices you see are high. The difference can be as much as $20 a barrel, as noted last quarter. Reliance and RPL are strong players here and will tend to make the best of it.

Secondly, they have made some interesting M&A news. They just bought HUALON, a Malaysian polyester company. RIL also acquired Gapco, a fuel retailer in Africa, for a retail AND storage foothold in Africa, plus trading abilities to other countries. RIL and IPCL have merged, and IPCL gets a P/E of 10 (RILs is about 24). The merger record date is Oct 5. And of course there is their retailing foray, their SEZ forays, a new healthcare foray they announced, RPL ownership etc.

Lastly, there is a certain accounting issue you need to be aware of. Everyone and their uncle was booking "foreign exchange gains" on loans taken from abroad last quarter - in fact companies like Tata Steel would have been terribly unimpressive had the rupee not fallen so much. Reliance, which had a gain of 300 cr., has not taken it on its books, saying instead that it will not take it. The gain will come in sometime this year, if the rupee stays low, and this gain is something that's unreflected in it's EPS reported figures. It's a small sum perhaps - but it accounts for 10% of their quarterly profits - and this quarter, there will be ANOTHER 300 cr. or so as the dollar stays low. Tehcnically, that means nearly 20% of their quarterly profit is just sitting there waiting to be accounted - something we all can take advantage of.

Disclaimer: I hold this stock. I had recommended first in December 2005, and recommended a "hold" in March 2006, with a target of 1200 in August. I'm now saying hello to this stock again.

BULL! – a book I’m reading now

2 comments Written on September 8th, 2007 by
Categories: Books
Maggie Mahar talks about the last big bull run in the US and how it dramatically ended. It's interesting because I like to see where we are - are we in the beginning, the middle or the very end? Or are we in a bear market?

The answers may not lie in there, but it's important to note that the equity culture in the US revived in the early 80s, and by the mid 80s it had really started to move. This is where hedge funds started to come in big time as well. I think that's where we are - looking at the lack of massive local institutions (pension funds and other funds in the US are simply huge), the lack of high quality hedge or risk funds, the unorganised analyst camp and overall, the liquidity issues in the futures and options market.

Intermediate blips aside, we are probably headed for the best, and then the worst, that our investors will ever see.

I'll write more about Maggie's book as I go along.

A Very Interesting Video

6 comments Written on September 7th, 2007 by
Categories: Uncategorized
An interview with Sushil Kedia of K&A securities triggered a few bells and alarms for me. He said that the trading range of the Nifty within the next three months is 3750 to 4750, therefore the downside is three times the upside.

He also says you shouldn't go short right away, but to wait for a trigger. That point is about 4100 on the Nifty, with an interim break at the 4250 range.

Also, he says, September has been the worst trading month 88% of the time in the S&P in the U.S. And while there is talk of writing straddles and strangles in options, there is tremendous downside because of potential volatility.

For the option writers who aren't convinced of shorting (and he's not either), he would write covered calls on the Nifty, reversing at 4400. Meaning, buy a future, write a call (like the 4500 call) and close it out if the future goes below 4400.

A very key thing he mentioned was that Ben Bernanke, the U.S. Fed chief, has made people "write him a free call option". In that he has said he will "whatever it takes to support the market". Meaning, if it goes down, he'll respond on Sep 18 with a rate cut. If it does not, well, it does not.

I think Sushil is a respectable person and chartist but it occurred to me that I need to question the underlying theory here.

Firstly, the US market has had very little correlation with us in the "near" past. The last two weeks have been rapid upmoves for us, while the US markets have faltered. As I speak, the US markets are down 250 points on the DOW, something common for the Sensex but unnatural for the US. But right now that means nothing as we have barely followed any US cues.

Next, the September theory is bunk. I remember 2003 - when I started investing seriously - CNBC would throw these people at you who kept saying things like "December has traditionally been a bearish month as all the US FII fund managers need to book profits to close the year". Since then, there has been one year with a December downside (2006) and the others were all up. September is not a holy grail for the bears, and if September sounds like a bad month to you, I have 11 more months that sound just as bearish. (Octobear, Novembear ...)

Now while he does not recommend going short, he has asked for exits from a large number of stocks. Also he expects the trading range to be very far out, anywhere around 4100 down to 3750. Yet, he recommends writing covered calls.

Honestly, if you don't hold a position in the market, please don't write covered calls. Especially not on the Nifty, if you are bearish. Covered calls are not really covered. They have a huge downside. They can hurt you MUCH more than taking a one sided position like a naked call or put. Now a bearish person may want to write calls, and even call spreads to limit risk, but buying the underlying is like crossing a fence and saying, "I know the grass back there is better but I am going to sit here".

Lastly what he says about Ben Bernanke is important. The Fed will rescue the market on the downside. If you believe that, you should be buying.

And what happens if he doesn't rescue it? One reason he will NOT, is that the index recovers by September 18. Which means there won't be much change for India. That leaves us the last remaining option: What if the US indices go SERIOUSLY down, and Ben B. does not rescue it by reducing interest rates? Then the US hits a downturn.

The impact on India will happen then, for sure, as money flees out of equities.

But if he does reduce the interest rate, this will take world indices to new highs, and we *might* follow. The chances of the upside here are far higher than the downside.

On a different note: the put options in India are showing huge interest. Even today the week ended with puts gaining interest - usually around this time there should be strengthening of calls and so on. The way it's looking right now, the nifty will get pegged between 4500 and 4600, with a bias towards the latter.

Sensex overvalued? A Walk Down History Lane

2 comments Written on September 5th, 2007 by
Categories: Commentary
Morgan Stanley thinks the Sensex is about 11% above fair value. (Tip:toughiee). The fair value, they say, is 13,651, a value about 11% lower than than the current.

The Sensex, plotted with its historical P/E and EPS Growth, makes for interesting reading.

Notes:

  • From November 2004 to April 2006, EPS growth % was greater than the P/E. The sense shot up from 6000 to 12000 in that time.
  • Since April 2006, EPS growth as been choppy, and largely has remained below P/E. Yet, the Sensex as climbed from a low of 9000 to 15,000 today. Earlier, from 1997 to mid 2000, the EPS growth trailed and was indeed negative, yet the sensex went from 3000 to 5000+.
  • The exuberance in the markets in 1999-2000 must have contributed to high P/Es in the face of declining earnings.
  • Current EPS growth is around 20, and the P/E is around 20. Not unfairly valued; yet, earnings growth since April 2006 have trailed the P/E. And in this period, the sensex has moved remarkably fast - from a low of 9000 in Jun 06 to a high of around 15,500 today.
  • Sensex EPS growth has been muted in the last quarter. It will be important to note if the EPS continues to contract its growth - if the P/E doesn't follow, we enter a stage of exuberance.
Such charts have little tradeable value but it's important to know where we stand historically - to see if a pattern existed. I don't have data going back earlier than 1994 so some of this is statistically too little; but even with this I can't see a distinct pattern in there, except that when earnings SERIOUSLY lag the P/E, there is a case for markets to fall (and even that can take two years!).

Do you see anything in there that could be useful?

Riding The Wave

9 comments Written on September 3rd, 2007 by
Categories: Commentary, Stocks
The wave has just begun. The market is up nearly 6 days in a row and at this time, both the Nifty and the Sensex are reaching their highs. I think they'll cross it comfortably.

But the factors that are negative: The subprime crisis hitting funds and banks in the US, it's effect on Indian stocks - both tech that outsource from them and others that have LIBOR linked loans, the high interest rates in India, the price meltdowns in real estate, the dollan-yen-rupee equation; all of these are short term negative, and probably even long term negative, but they still continue to exist.

This is the beginning of the bubble. Doesn't mean I'll quit. I'm riding the wave - I've bought a large number of momentum stocks with a simple funda: a 10% trailing stop loss and a "ride the wave" concept.

I bought NIIT technologies on Friday, at 307. It has moved up considerably in the last few days and today it's already up to 347.

Another stock I picked up was Kamat Hotels. I own it for a few days now, and I bought it simply because it made an FCCB earlier - bonds that it issued to expand. The P/E of 10 and the mid-level hospitality sector attracts me for the long term - I believe with new highways these guys are the ones that will make big money over the next 10 years. Yet, I saw a momentum play in the stock as well - and bought some more shares to ride this wave. I bought on Friday at 155, and it's at 170. My stop loss is my buy price.

At this point, for a wave riding exercise, there are a huge number of stocks available. But it's all risky - I'm taking a measured outlook. If you want to do so please embrace the risk first.

Note: Before every steep fall in the market, there has been a euphoric rise. I believe this is that rise for us. If we go up hard, we will fall hard. I'm not sitting on the sidelines - no, that is giving up too much of this opportunity. I'm just giving myself a 10% cushion.