Anchor
The Strategy that Helps You Stay Invested
A rules-based portfolio of hybrid mutual funds and SIFs that aims to deliver equity-adjacent returns with lower volatility.
Stabilise Your Investment Boat
Lower portfolio volatility through a diversified asset allocation in a tax-efficient way.
"Stay The Course" Aid
We help you stay invested through market cycles by targeting lower volatility and market drawdowns in your portfolio.
Tax-efficient “safe” sleeve
We get you exposure to debt and other non-equity asset classes while optmising for equity capital gains tax treatment.
Sequence Risk Buffer
We reduce the risk of a market correction derailing your near-term goals when you need to access your money.
Single House Dependence
We selectively diversify across fund houses and fund managers, so no single market view has an outsized influence on the portfolio.
Behavioral Discipline
We follow a disciplined investment process, making decisions based on rules rather than emotions, helping you stay the course through short-term market moves.
The CALM Process
How Anchor is Built and Managed
Hybrid mutual funds are picked to deliver a diversified asset allocation with meaningful non-equity exposure, focusing on lower portfolio volatility and drawdown, while optimising for equity LTCG treatment.
Category Peer-Relative Screens
Compares mutual funds and SIFs within their own categories and prefers those that can qualify for equity LTCG treatment.
Age Filter
Selects funds with enough history so that their performance across different market conditions can be assessed.
Low-Volatility & Consistency Scoring
Ranks funds against their peers based on their risk-adjusted returns, consistency of performance, and their ability to manage drawdowns.
Manager Discretion
Selects only those hybrid mutual funds that qualify for equity LTCG taxation to achieve the target 50:50 equity to non-equity allocation.
Last updated on 2026-08-28
Anchor vs Nifty Multi Asset TRI
| Period | Anchor | Nifty Multi Asset TRI |
|---|---|---|
| 1W | -0.2% | 0% |
| 1M | 1.7% | 1.1% |
| 6M | 0% | 0% |
| 1Y | 0% | 0% |
| 2Y | 0% | 0% |
| 3Y | 0% | 0% |
| 4Y | 0% | 0% |
| 5Y | 0% | 0% |
| 6Y | 0% | 0% |
| SI | 7.3% | 8.1% |
Is Anchor Right for You?
Who is it for?
1. Looking for tax-efficient asset class diversification
You want to achieve a desired allocation across asset classes without incurring high taxes.
2. Investing towards near or medium-term goals
You have an investment horizon of three years or less and want to reduce the risk of a market correction disrupting your plans as your goal approaches.
3. Willing to trade some upside for lower risk
You are comfortable giving up some equity upside for a balanced portfolio with lower volatility and drawdowns than a pure equity portfolio.
Who is it NOT for?
1. Looking to maximize equity returns
You are willing to take full equity risk in pursuit of higher returns or alpha.
2. Need predictable income or capital protection
You expect predictable income or a capital guarantee. Anchor is designed for lower risk than pure equity, not the absence of risk.
