Non-Discretionary PMS
Institutional Oversight for Investments You Already Own
View your stocks and mutual funds as one portfolio with professional analysis and ongoing oversight. No forced sales, and the final decision stays with you.
How Non-Discretionary PMS Helps
More Clarity, Less Management
Keeping track of scattered holdings, identifying overlaps, and coordinating transactions is a job in itself. We take care of the groundwork so you can focus on the decisions that matter.
Single-Pane-Of-Glass Audit
We bring your stocks and mutual funds into one view, identifying overlapping holdings and concentration risks that may not be apparent when investments are viewed separately.
Institutional Execution
We use institutional trading processes to manage large orders, reduce execution costs, and deploy capital systematically. You approve the decisions; our dealing desk handles execution.
Corporate Action Management
We track buybacks, rights issues, dividends, and other corporate actions, recommend appropriate steps, and handle execution with your approval, so you don't miss important opportunities.
Tax & Capital Gains Architecture
We consolidate your transaction and capital gains records to monitor your tax position in real time, identify opportunities for tax-loss harvesting, and plan transactions tax-efficiently while simplifying reporting and compliance.
Phased Migration to DPMS
When you're ready, we help you plan a phased, tax-aware transition from existing holdings into our discretionary investment strategies.
Bringing Structure to Every Investment Decision
An institutional framework for the portfolio you manage yourself, bridging portfolio oversight, execution support, and tax considerations while keeping every decision yours.
Full Decision Control
We research and recommend, but execute only with your explicit approval. Every investment decision remains yours.
No Forced Liquidation
We bring your existing investments under our oversight through in-specie transfers, without requiring you to sell your holdings or trigger capital gains tax just to get started.
Institutional Execution
Your investments benefit from the same dealing desk, order execution processes, and operational controls we've used to manage discretionary portfolios for over eight years.
One Clear View
We bring your investments into a single portfolio view, with a detailed breakdown of your holdings and exposures, so you can see where your wealth is invested and the risks you're taking.
When is Non-Discretionary PMS right for you?
You have a “shadow portfolio” of stocks and mutual funds spread across brokers and fund houses, and want a consolidated view of all your investments.
You want to retain control over investment decisions without having to place trades, coordinate transactions, or manage execution yourself.
You have long-standing investments you don't want to sell because of the capital gains tax implications.
You want help managing corporate actions, tracking transactions, and organising tax records without handling every operational detail yourself.
Get Started in 3 Easy Steps
1. Consolidate
Open a dedicated NDPMS demat account and move existing stocks and funds in via in-specie transfer. No sale, no immediate tax event.
2. Diagnose
Map your true exposures, hidden overlaps, and dead-weight assets through a single-pane-of-glass audit with full look-through.
3. Decide & execute
We discover and recommend opportunities; you approve; our desk executes. Reviewed regularly; always executed on your approval.
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Frequently Asked Questions
SEBI mandates a minimum investment of ₹50 Lakhs for all portfolio management services, including Surge India.
You own stocks directly in your own demat account, with no pooling. Every holding and trade is visible to you in real time. For NRIs and OCIs, PMS also avoids the cross-border tax complications that make Indian mutual funds difficult to access.
You'll receive a Monthly Fund Manager report, along with full visibility into your holdings at any time.
Yes. PMS investments are not locked in — you can redeem your holdings, subject to standard settlement timelines.
Yes, Capitalmind Portfolio Managers is a SEBI-registered portfolio management service.
Book a call with our team, complete KYC and the onboarding agreement, and your portfolio construction begins from there.