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Short Term Debt

A Disciplined Approach to Short-Term Capital Management

A short-term debt portfolio designed to prioritise capital preservation and liquidity while your funds await deployment.

About Short Term Debt

Short Term Debt invests in high-quality, short-duration mutual funds, including liquid, overnight, and other short-term debt funds.

We select funds through a rules-based process that evaluates performance, credit quality, liquidity, and costs.

We review the portfolio regularly to ensure the selected funds remain aligned with our focus on capital preservation and liquidity.

Capital Awaiting Deployment

You have funds from a recent sale or other investments that you plan to deploy later, and want a structured short-term allocation in the meantime.

Moving Towards Lower-Risk Investments

You want to gradually shift your portfolio towards lower-risk investments, prioritising liquidity and capital preservation over higher returns.

Credit risk remains a possibility even within high-quality instruments and is actively monitored. Short-term interest rate movements may result in minor price fluctuations. As a capital preservation strategy, return expectations should be calibrated accordingly.

Frequently Asked Questions

SEBI mandates a minimum investment of ₹50 Lakhs for all Capitalmind portfolio management services, including Short Term Debt.

You'll receive a Monthly Fund Manager report, along with full visibility into your holdings at any time.

Yes. There is no lock-in and no exit load. You can redeem your holdings at any time, subject to standard settlement timelines.

Yes, Capitalmind Portfolio Managers is a SEBI-registered portfolio management service.