Who wrote this article?

Nihit Kshatriya, Capitalmind's research team.

What does the "Is gold still golden?🏅" section say?

Gold is a celebrated asset class across the world yet it is failed to live up to its expectations Gold hasn't proved to be a hedge against inflation Gold hasn't been effective in protecting your wealth during a crisis like war Gold hasn't been an instrument that's an efficient wealth compounder against alternatives The best way to invest in gold is through SGB bonds

What does the "The Yale's Model: People, People, People ⭐️" section say?

Top Gun made a billion dollars at the box office through the same playbook it used for the original movie. Similarly, investing also has time tested playbooks that help make effective decisions. David Swensen, who managed Yale's endowment fund, believes that investing in, investing with, and investing for good people enables long term wealth creation. Superior performance most often results comes from colleagues, teammates, and partners who make each other better. In a period like the one we are currently living through, one defined by increasing uncertainty, declining confidence, and an unclear road ahead, sticking to a proven playbook focused on high quality people is as important as ever.

[2 Jul 22] Newsletter: Gold as an Investment, Yale Model of Investing, Buying water Businesess & More

. 🔆 Gold: Is gold still an efficient investment option? 🔆 Framework: Yale model of investing 🔆 Commodities: Water as an investment 🔆 Personal Finance: When do you need a financial advisor? 🔆 Concepts: Don't take emotional decisions in bear market .

2 Jul 2022Nihit Kshatriya3 min read

Quick Facts

What is "[2 Jul 22] Newsletter: Gold as an Investment, Yale Model of Investing, Buying water Businesess & More" about?: . 🔆 Gold: Is gold still an efficient investment option? 🔆 Framework: Yale model of investing 🔆 Commodities: Water as an investment 🔆 Personal Finance: When do you need a financial advisor? 🔆 Concepts: Don't take emotional decisions in bear market .
What category is this article in?: General
Who wrote this article?: Nihit Kshatriya, Capitalmind's research team.
When was this article published?: Published 2 July 2022.
How long does this article take to read?: 3 min read
What topics does this article cover?: Gold, Saturday Coffee
What does the "**5x5: Five articles summarised in five lines 🌟**" section say?: Gold: Is gold still an efficient investment option? Framework: Yale model of investing Commodities: Water as an investment Personal Finance: When do you need a financial advisor? Concepts: Don't take emotional decisions in bear market
What does the "Is gold still golden?🏅" section say?: Gold is a celebrated asset class across the world yet it is failed to live up to its expectations Gold hasn't proved to be a hedge against inflation Gold hasn't been effective in protecting your wealth during a crisis like war Gold hasn't been an instrument that's an efficient wealth compounder against alternatives The best way to invest in gold is through SGB bonds
What does the "The Yale's Model: People, People, People ⭐️" section say?: Top Gun made a billion dollars at the box office through the same playbook it used for the original movie. Similarly, investing also has time tested playbooks that help make effective decisions. David Swensen, who managed Yale's endowment fund, believes that investing in, investing with, and investing for good people enables long term wealth creation. Superior performance most often results comes from colleagues, teammates, and partners who make each other better. In a period like the one we are currently living through, one defined by increasing uncertainty, declining confidence, and an unclear road ahead, sticking to a proven playbook focused on high quality people is as important as ever.

5x5: Five articles summarised in five lines 🌟

Gold: Is gold still an efficient investment option?
**Framework: **Yale model of investing
**Commodities: **Water as an investment
Personal Finance: When do you need a financial advisor?
**Concepts: **Don’t take emotional decisions in bear market

Is gold still golden?🏅

Gold is a celebrated asset class across the world yet it is failed to live up to its expectations
Gold hasn’t proved to be a hedge against inflation
Gold hasn’t been effective in protecting your wealth during a crisis like war
Gold hasn’t been an instrument that’s an efficient wealth compounder against alternatives
The best way to invest in gold is through SGB bonds

Podcast - Is it a good time to invest in gold?

The Yale’s Model: People, People, People ⭐️

Top Gun made a billion dollars at the box office through the same playbook it used for the original movie.
Similarly, investing also has time tested playbooks that help make effective decisions.
David Swensen, who managed Yale’s endowment fund, believes that investing in, investing with, and investing for good people enables long term wealth creation.
Superior performance most often results comes from colleagues, teammates, and partners who make each other better.
In a period like the one we are currently living through, one defined by increasing uncertainty, declining confidence, and an unclear road ahead, sticking to a proven playbook focused on high quality people is as important as ever.

Read More - The Playbook

Water as an investment? 🌧

Water businesses have a recession hedge because of the perpetual and natural demand for water, which isn’t driven by fluctuations in gross domestic product.

We use water in our daily life whether GDP is up to two or down two.

The water industry is characterized by some of the most positive long-duration, inflation-protected pricing power of any industry, and it’s not well understood by many or most investors.

Despite being a very valuable natural resource we have grossly mismanaged it.

As an investor, we should also consider water scarcity as a covariant risk and integrate it into risk-return ratio calculations.

Isn’t there enough free advice out there, already? 🤔

Money management is crucial now more than ever, given all the wealth that has been lost in the last six months.

If you are tired of doing it yourself, you may need a financial advisor who takes more informed decisions.

If you have complex financial life and need help navigating it, then hiring an advisor might be right for you.

If you want a second opinion or you need someone to talk you off the ledge during a volatile market, hiring an advisor can do wonders for your financial peace of mind.

Lastly, you should only consider hiring a financial advisor if you aren’t on the fence about it. If you are still debating, then it’s not for you.

[**Read More - When Should You Hire a Financial Advisor?

**](https://ofdollarsanddata.com/when-should-you-hire-a-financial-advisor/)

Don’t decide emotionally☝️

Our emotions not only impact our decisions, they can dominate them; leading us to make choices contrary to what we would rationally believe to be the best course of action.

The severe negative emotions that we may experience during a bear market, such as fear or dread, leave us vulnerable to overstating the risks of a given situation leading to rapid, short-term decisions.

There are two ways to ward off the dangers of emotion-laden decision making.

First, is to remove ourselves from emotional stimulus – turn off financial market news and check our portfolios less frequently.

Second, we should never make in-the-moment investment decisions, as these are likely to be driven by how we feel at that specific point in time.

Read - Bear Markets Are a Test of Investor Emotions

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