37 results for “NBFC”

P2P Lending in India Faces a Reckoning

India’s P2P lending scene is facing a reckoning with NPAs jumping to a record ₹1,163 crore in FY24. What began as a solution to India’s low credit access has been derailed by platforms bending rules and offering risky guarantees. The RBI has cracked down with stricter regulations, but with NPAs so high, the future of P2P lending is now up in the air. Can the industry recover and help bridge India's credit gap?

[Podcast] Investing in Unlisted Companies: What's the deal?

Are unlisted securities worth investing in? What are they? In this edition of the Capitalmind Podcast, Deepak and Shray dive into the world of unlisted securities, the complexities of investing in them, the different pluses and minuses you might want to know, and more...

[Podcast] RBI hits NBFCs hard with two new regulations

The RBI, often the silent architect of our financial landscape, has made strategic manoeuvres that reshape the terrain for banks, non-banking financial companies (NBFCs), and borrowers.

No more evergreening through AIFs, says RBI to NBFCs

Jio Financials: Does the demerger from Reliance have value?

Reliance Industries is demerging a small financial company it owns: Jio Financials. We take a look at the small little big thing that becomes a separate entity in July 2023, and the curious case of how it will probably be India's largest NBFC. Read on.

RBI's New Digital Lending Rules that allow Loss Guarantees by Startups

Fintech startups get a kinda-sorta reprieve from tough Uncle RBI, who went from "No loss guarantees, period" to "Maybe a little". But obviously, like all Harry Potter novels, danger lurks ahead. We explore.

[24 Sep 22] Newsletter: Power Grid Cracks, 5 Good Reads & What's happening at BYJUs

🔆 Quick glance Market Overview: Sensex 30 PE trend, Macro markers & Market Movers Links we like: 5 good reads on markets & money YouTube: Is BYJUs an Edtech company or NBFC?

Podcast: Why SEBI should implement India's EDGAR and more

Recently, as of 7th September 2022, total Demat accounts in India touched the 10 crore mark. This is a staggering increase from 40 crore Demat accounts in Mach 2020. This alone is a testimony of increased participation and inclusion of individuals in Indian markets. More and more Indians, especially youngsters, are taking to investing in equities enabled by their smartphones - digital broking, increased information access, and social media influence. The whole securities (stock) market ecosystem has evolved immensely over the past decade and deserves a lot of credit for the recent growth in the participation of new investors. At the helm of the ecosystem sits our regulators who are responsible to enable, guide, protect and watch the market participants to ensure that we have a fair and thriving market. In this episode, Deepak and Shray talk about the role SEBI can play in shaping the future of the markets. They talk about data warehousing, data accessibility, regulatory enhancements, bond markets, disclosures & reporting, and a lot more that would make our markets more accessible.

What is Buy Now Pay Later (BNPL)?

What does Buy Now Pay Later (BNPL) really mean? Of course you can pay later, but what if you don't? Who takes the hit? The idea of consuming now, and paying for it later is a dream we all have, but it comes at a cost. We analyze the concept of how BNPL works, for the buyer, the seller and the financier. It's been around for ages, but now there's a fintech angle to it as well. Read on.

The secret to HNI IPO funding that the RBI just killed

P2P lending in India. How does it work and are the risks worth it? (EP42)

How does P2P lending work in India? How safe is P2P lending? Deepak and Shray explore how the industry works, the risks involved and whether the returns are enough to justify the risks.

How Market Linked Debentures (MLDs) Work

EP41: Term Insurance - Why and when do you need it?

Podcast EP37: The hidden risks to the financial system

Are the recent problems - GME, Greensill and Archegos - signs of a damaged financial system that is so terribly fragile that a slightly bigger disaster can easily crush us? Like what Covid has done to the world's health system, are there more hidden risks in our financial system that can trigger a repeat of 2008? In this episode, Deepak and Shray explore what's happened in the US over the past few months, and examples of hidden leverage within India - Karvy, Zee, DHFL and Harshad Mehta.

The house view on Bajaj Finance

Podcast #27: The run on debt mutual funds. Is your money safe?

What is a TLTRO and Why Does It Impact Non Banking Financiers?

Podcast #23: How India’s amazing new financial infrastructure will enable better, more inclusive “Bharat UX”

Podcast #16: What Broke Karvy and How Zerodha is Shaping the Future of Broking

Podcast: The Strange Happenings at Karvy (Ep-15)

Happy Diwali 2019! Predictions and the Scorecard from Last Time

Yes Bank's Fall, Zee's Woes and Deferred Tax Assets (Ep-12)

Podcast: The PMC Bank Debacle (Episode-10)

Podcast: Should The Indian Government Borrow From Abroad? (Episode-9)

Podcast: The Investor Wants to Know (Episode-7)

Budget 2019: What is this NBFC Rescue Thing All About?

NBFCs have been reeling under liquidity pressure, because much of their asset is long-term and couldn't raise funds either. The government, sympathetic to their predicament, has brought in a slew of changes in Budget 2019 to ease their burden. Read what these changes are in this post.

#Linkfest - Yes Bank Blues, SEBI Dings Mutual Fund Houses, Crisis in NBFC Space, Hero Motorcorp New Strategy, SEBI to Investigate LEEL Promoters, BigBasket Becomes Unicorn, and more.

At Capitalmind Premium, we have a very active Slack channel where we discuss a lot of interesting topics. In there, a number of interesting links come our way. Here’s the most interesting of such links shared by our members in recent days.

Podcast: The Stubborn Cost of Capital in India (Episode 3)

Taking Stock - A Deeper Look at JM Financials

At Capitalmind, we often write posts on specific companies that we think are interesting and might make a good investment. In this post, we discuss a company working in the financial services and ARC business.

The Year That Was: Banks and RBI

Chart: Bank Lending to NBFCs Grows 55% In A Year. Amidst All The Drama

14,000 cr. Commercial Paper Issued, Corporates Return, NBFC Yields Fall

Happy Diwali 2018! Here's More Random Predictions and A Scorecard.

Decoding The NBFC Bailout, The Concept of LCR and HQLA and All That Jazz

Live Post: What Listed Companies Are Saying About The Demonetization Impact

Demonetization Industry Comments: Cements See Contraction, Automobile Slowdown, Low Impact on NBFCs

Creating a Hedge Fund in India: The Structure

How can you create a hedge fund in India? The name has no formal meaning in India, so we look at the various ways you can create a vehicle for someone to collect money from investors and invest it in markets.