13 results for “P2P”
P2P Lending in India Faces a Reckoning
India’s P2P lending scene is facing a reckoning with NPAs jumping to a record ₹1,163 crore in FY24. What began as a solution to India’s low credit access has been derailed by platforms bending rules and offering risky guarantees. The RBI has cracked down with stricter regulations, but with NPAs so high, the future of P2P lending is now up in the air. Can the industry recover and help bridge India's credit gap?
Rithupar Pathy5 Dec 2024Blog
[Newsletter]: Never ending suffering of BYJU'S, Market Overview & 5 Good Reads
CM Team24 Jun 2023General[11-Feb]: UPI for Foreigners, Nifty Vs the World & Quiz Contest
CM Team11 Feb 2023General
Why UPI should be free
Should we allow banks to charge us for UPI transactions? The answer: No, they're paid anyhow. Banks are designed to give us payment system for free because they take our money as savings account balances and earn enough float - and they earn many multiples of what UPI costs them. Read on to find out more, and why this really matters.
Deepak Shenoy13 Sept 2022Opinion
What is Buy Now Pay Later (BNPL)?
What does Buy Now Pay Later (BNPL) really mean? Of course you can pay later, but what if you don't? Who takes the hit? The idea of consuming now, and paying for it later is a dream we all have, but it comes at a cost. We analyze the concept of how BNPL works, for the buyer, the seller and the financier. It's been around for ages, but now there's a fintech angle to it as well. Read on.
Deepak Shenoy5 Aug 2022Concepts And TutorialsBharat Pe, Chase Strategy in 2021, Deepak's Memo & More
CM Team8 Jan 2022General1 Lac crore raised in IPOs, Amazon's tussle for Future, P2P lending dynamics and more
CM Team20 Nov 2021General
P2P lending in India. How does it work and are the risks worth it? (EP42)
How does P2P lending work in India? How safe is P2P lending? Deepak and Shray explore how the industry works, the risks involved and whether the returns are enough to justify the risks.
15 Nov 2021OpinionThis financial instrument earns 36% per year!
Nihit Kshatriya11 Sept 2021General
The Folly of Retail Investors Lending People Money, Without Collateral, and That Too, Online
Peer to peer lending has been acclaimed as a breakthrough in the traditional business of lending. But it also has a number of drawbacks, which tend to be brushed under the carpet. Here's a post on why you should be wary of peer-to-peer lending.
Deepak Shenoy20 Jun 2018Foundations
RBI Policy: We Are Not Giving You 50 Lakh Rupees But We Will Buy Lots Of Bonds
Deepak Shenoy9 Aug 2016Economy
The RBI Policy: More Money Printing Needs Banks To Get Nimble Fast
Deepak Shenoy6 Apr 2016GeneralWatch Live Updates of Indian Budget 2016
SG Suneel29 Feb 2016Economy