Investment Approaches

The advice to "stay invested" is easy to give. It's also suspiciously convenient when it comes from a fund manager who benefits when you don't leave. So, we tested it. Eighteen flexi cap funds. Over a decade of data. A simulated investor who exits when their fund underperforms. The answer is uncomfortable for different reasons than we anticipated. Investor returns depend on two decisions. Which fund you pick, and what you do after you pick. Research suggests most investors get at least one wrong. The DALBAR Quantitative Analysis of Investor Behavior[i] estimates investors trail the very funds they invest in by nearly 2% annually. Morningstar's Mind the Gap 2025 report[ii] found a 1% gap over a decade.

Anoop Vijaykumar10 March 2026

Analysis & Commentarybehavioural-finance

Explore by Approach

Latest Investment Approaches

General
Investments. Period.Deepak Shenoy3 Nov 2005
General

Keep Up With The Latest
Market & Investment Updates

Keep up with our Latest
offerings & Business updates

General
The Factor Zoo and the Animal that is Momentum
Momentum investing sounds simple, but the choices behind it create a zoo of possible strategies. Read on to know how these choices shape momentum factors, and why economic intuition matters more than backtest performance.
Aaryan Sanghavi

View More Insights

Start your wealth journey with Capitalmind today

Leading the conversation on wealth with insight, clarity, and conviction. Partnering with experts and investors to create content that informs, challenges, and empowers.

30K+ Daily Readers Subscribed

Oil Shocks and Indian Stocks: Observations from History

Investing in mega IPOs: What the Data Shows

Should A Weak Monsoon Forecast Worry Investors?

Decoding Long-Term Nifty Returns: The Power of Time Horizons

The Government Earned 327,000 cr. from Bank Bailouts